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September 07, 2008
Car-Accidents
             
 
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Accident Terms and Definitions

 
 

Cancellation
The termination of an insurance policy before its normal expiration date.

Nonrenewal
The termination of an insurance policy at its normal expiration date.

Policy
Written contract of insurance.

Witness
Person who testifies under oath before a court, regarding what he/she has seen, heard or otherwise observed.

Gap Insurance
Insurance that pays the difference between the actual cash value of a vehicle and the amount still to be paid on the loan. Some gap policies may also cover the amount of the deductible.

Quote
An estimate of the cost of insurance based on information supplied to the insurance company.

Subrogation
The process in which an insurance company, after paying a loss to its insured, recovers the amount of the loss for damages (plus the insured's deductible) from the legally liable party.

Medical Payments Coverage
Covers the medical costs (up to the specified limit you choose) resulting from an auto accident for you, your family, and others in your car. It pays regardless of fault.

Deductible
The amount of the loss which the insured is responsible to pay before benefits from the insurance policy are payable.

Comprehensive Coverage
Pays for damage to your car caused by reason other than collision, such as fire, theft, windstorm, flood, etc.


Contact our Nebraska Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 
Did You Know?    
 
 
A Pedestrian Is Killed In A Motor Vehicle Crash Every 13 Minutes And Injured Every 8 Minutes
Its estimated 68,000 pedestrians are injured and 4,641 were killed in traffic crashes in the United States, representing 2% of all the people injured in traffic crashes and 11% of all traffic fatalities.

 


  Newsroom  
 


Maryland Man Sentenced To 100 Months In Prison For Fatal High Speed Crash
A Lanham, Maryland man has been sentenced to 100 months in prison in connection with a fatal high speed car crash in Northwest Washington, D.C. in ...
Read more >


Pre settlement funding provides relief after three car
Press Release Summary = After being seriously injured in a motor vehicle accident that was not her fault, Betty discovered that lawsuit fundin...
Read more >


What to Do in Case of an Accident
Step 1If possible, stop your car in a safe and visible place. If the car cannot be moved, turn on the hazard lights. Turn off the ignition. Be...
Read more >


More news >

 
 

Terms

 


Today's Terms

Private Passenger Automobile

Definition:
Four-wheeled motor vehicles of the private passenger, station wagon, or van type. Private passenger automobiles are designed for use on public highways and subject to motor vehicle registration.

Claim

Definition:
Notice to an insurer of a loss that under the terms and conditions of a policy may be covered.

Producer

Definition:
A term applied to an agent, solicitor or other person who sells insurance.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

Nebraska Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an Nebraska Car Accident Lawyers as soon as possible:

  • Alliance
  • Beatrice
  • Bellevue
  • Blair
  • Columbus
  • Fremont
  • Gering
  • Grand Island
  • Hastings
  • Kearney
  • La Vista
  • Lexington
  • Lincoln
  • Norfolk
  • North Platte
  • Omaha
  • Papillion
  • Plattsmouth
  • Scottsbluff
  • South Sioux City
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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